With our wedding or engagement ring calculator you can calculate how much to spend on a wedding or engagement ring. Historically speaking jewelers have recommend spending 2-3 months of your salary on a ring. Obviously those selling the rings want you to spend more, so it is not a necessity that you spend this much on a ring. We recommend that you try to save up for several months until you can pay cash for a ring. Starting off your marriage by going in to debt it not the best decision.

There are many factors that go into the cost of a diamond ring. The major factors that go into the price of a ring are clarity, carat, color, and cut. You should have a good idea of what is important to your future bride. Some women would prefer a large diamond and sacrifice the clarity or color. Other women find large diamonds to be ostentatious and would rather have a clearer diamond with a better cut or color. Before deciding on the perfect ring, also make sure to research the various diamond shapes available.

First you need to decide how much you can afford. Of course buying an engagement ring is a huge decision and you should make sure that your fiance feels important by buying a ring that requires you sacrifice a little. After all, she will wear this ring for the rest of her life, and want to show everyone she knows. That being said, it is not recommended that you buy a ring outside of your means.

Our calculator uses the lower end of the 2-3 months of salary scale, and is a great place to start trying to decide what you can afford. Once you decide how much you want to spend, then you should try to figure out what features are important in the diamond. Lastly, do not be afraid or too proud to discuss these things with your bride to be. She is going to be wearing the ring for the rest of her life, and she has probably already put a lot of thought into the kind of ring she wants.